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Our people

Gillian Gallacher - Partner in Midmar Capital and Managing Director of Gem Compliance Consulting Ltd. Gillian is also Midmar Capital’s Compliance Officer.

Gillian has worked in the financial services industry since starting her career as a graduate trainee with Scottish Widows in 1986. She has specialised in compliance roles since 1993 and has held various senior management positions.

Prior to establishing Gem Compliance she was Head of Regulation and Money Laundering Reporting Officer with the Royal Bank of Scotland’s life assurance, pensions and investment company and subsequently with Hewitt Associates, one of the world’s leading employee benefit consultancies.

She also has experience on the regulatory side of the industry having spent two years as a Principal Regulatory Officer with Lloyd's of London.

She has in depth experience of a number of different regulatory regimes including pre FSA (PIA, IMRO), FSA and FCA regulation, the Lloyd's market, designated professional firms and payment services institutions.

Gillian has a law degree (LLB), and the full Financial Planning Certificate (FPC). She also has the Chartered Institute of Securities and Investment Diploma in Investment Compliance, Investment Administration Qualification and Certificates in Risk in Financial Services and Global Financial Compliance. She is a Chartered Fellow of the Chartered Institute of Securities and Investment (Chartered FCSI) and a member of the Personal Finance Society (Cert PFS).


Emma Jones - Compliance Manager at Midmar Capital and Gem Compliance Consulting. Emma is also Midmar Capital’s Money Laundering Reporting Officer.

Emma started working in financial services in 2005 after graduating with a first class honours degree in Biochemistry from The University of Sheffield.

After quickly climbing the ladder to a Team Leader position in Connells’ Mortgage Business Unit, Emma started working in Connells’ Compliance and Legal Services department as a Regulatory Risk Analyst.

Between 2007 and 2010 Emma obtained her Certificate in Mortgage Advice Practice and a Diploma in Compliance. Emma left her position with Connells in 2011 and joined Countrywide Principal Services Limited as a Technical Compliance Adviser.

In her role at Countrywide, Emma provided regulatory guidance on home finance, non-investment insurance and consumer credit related issues to Senior Management and Compliance and Legal staff within other Group subsidiaries, which included other directly authorised firms, their ARs and the Group parent company.

Emma joined Gem Compliance Consulting and Midmar Capital in 2014.


Andrew Wright - Compliance Consultant with Midmar Capital and Gem Compliance Consulting.

Andrew entered the financial services industry in 2000 as a graduate trainee with National Australia Group, following a number of years as a professional cyclist and obtaining a business degree.

After an initial couple of years spent in business banking, Andrew has since been employed in a broad variety of risk, compliance and regulation roles with blue chip and global corporates, across the banking, wealth management, asset management and energy sectors.

Andrew specialises in compliance monitoring and the implementation of risk governance frameworks.

Andrew’s qualifications include the industry recognised CISI Diploma in Investment Compliance, the Investment Management Certificate, and banking specific awards including Associate of the Chartered Institute of Bankers in Scotland, the Diploma in Business and Corporate Banking, and the Certificate in Mortgage Advice and Practice.

Andrew joined Gem Compliance Consulting and Midmar Capital in July 2017 as an independent consultant.


Laura Thomson - Compliance Consultant with Midmar Capital and Gem Compliance Consulting.

Laura started working in the financial services industry in London in 2001 and has worked in compliance since 2004. Her compliance roles have focused on investment banking, research and securities divisions.

After having lived in Hong Kong for eight years where she worked for Morgan Stanley and then Goldman Sachs, Laura returned to the UK with her husband in 2018, choosing Edinburgh as their new home.

Laura joined Gem Compliance Consulting and Midmar Capital as a compliance consultant in February 2019.

Beth Breslin - Compliance associate with Midmar Capital and Gem Compliance Consulting.

Elizabeth (‘Beth’) Breslin is originally from Edinburgh, relocating after around 5 years in London. She went to Aberdeen University until June 2014, where she obtained an MA in Finance. Her experience is investment related, from a platform provider angle.

Post Aberdeen, she initially went to work at FNZ in Edinburgh, for around 15 months, as a Distributions and Corporate Actions officer, and her primary responsibility was for the maintenance, control, governance and the reporting of investment distribution activities across FNZ.

She then moved to London to work for Transact from October 2015 until to date, in various roles as follows:

Asset Income Administrator – including a six-month project secondment. This role involved managing administration of client money and assets held by Transact for clients.

Asset Servicing and Onboarding – including a 5-month project on MiFID reporting. This included liaising directly with fund managers to gather a range of market data to create internal reports.

Since December 2018, working as a Compliance Regulatory Relations Analyst which was a full time role in the compliance department responsible for monitoring, assessing and advising on the impact of emerging regulation and regulatory initiatives across the Group. Also included input to the monthly regulatory developments communication, co-ordinating regulator desktop reviews and visits to the group, and administration of applications/FCA notifications for approved persons, firm applications etc. Also managing external complaints to the business.

She is currently studying for the CISI Diploma in Investment Compliance.

Beth joined Gem Compliance Consulting and Midmar Capital in September 2020.


Agata Mackay - Junior Compliance Associate with Midmar Capital and Gem Compliance Consulting

Agata started working in financial services in 2016, a few months after she graduated from the Heriot Watt University having been awarded a degree in Interpreting and Translating in Spanish and French.

She worked for the Royal Bank of Scotland as a Premier Banking Officer before she secured a Relationship Manager role looking after her clients’ financial needs and handling their day to day queries.

Agata also achieved a Chartered Banker Certificate.

Agata joined Gem Compliance Consulting and Midmar Capital in December 2018.

Agata also speaks Polish, Spanish and French.


Sophie Conlon - Junior Compliance Associate with Midmar Capital and Gem Compliance Consulting

Sophie started working in financial services in 2017, a few months after completing her high school education at Alva Academy.

She completed a risk and controls apprenticeship with Prudential Financial Planning as part of the risk and compliance team, as well as achieving a business and administration qualification.

Sophie then joined TSB as a fraud investigator and regularly supported victims of impersonation as well as identifying first party fraud.

Sophie joined Gem Compliance Consulting and Midmar Capital in June 2019.

Hari Selvam - Compliance Assistant with Midmar Capital and Gem Compliance Consulting

Hari originally based in Malaysia, came to Edinburgh in 2016 to pursue an economics degree at Heriot-Watt University. After graduating in 2020 with an upper second-class degree, Hari decided to pursue a postgraduate degree in International Business Management with placement.

It is as part of this placement component that Hari joined Midmar Capital and Gem Compliance Consulting as an intern in 2021. This is his first professional experience in financial services, which he believes will cultivate his passion for this sector.

Hari has a deep interest in sports especially football, fun fact: he participated in the Daegu International Children Olympics in 2012 representing his country in football.